More Rewards. Not More Rules.
Want to earn even more rewards? Get a 50% bonus on all points earned every month - automatically. There’s nothing to sign up for and no caps or limits on the points you can earn. Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers.
- Earn 1 point for every net $1 you spend.
- Get a 50% bonus on all points earned every month, automatically.
- No caps or limits on the points you can earn, plus you have at least five years to redeem points for rewards.1
- $50 cash back with your first purchase.2
- Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
Visa credit cards also come with a variety of important features, including zero liability fraud3 protection and auto rental collision damage waiver. See Consumer Card Features and Beneifts for a complete listing of all card benefits.
Introductory 0.00% APR for the first 6 billing cycles on purchases. * and balance transfers.
After that, a variable APR, currently 9.99% to 20.99%.* See the Terms and Conditions for complete details.
$50 Annual Fee
Applicant must be 18 years of age and have a U.S. address and Social Security Number.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned.
2 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.
3 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
In the event you do not qualify for either of the Visa Signature Bonus Rewards cards, you may receive a Visa Platinum Bonus Rewards card with the same great reward options as the Signature cards.