Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
- Simply open a secured savings account that is pledged as security for your credit card account.
- Merchants and retailers won't know your card is secured when you use it to make purchases.
Visa Credit cards also come with a variety of important features, including: extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.2 See Consumer Card Features and Benefits for a complete listing of all card benefits.
Receive up to a $5,000 credit limit.
Variable APR currently 20.99%. See Terms and Conditions for complete details.
$35 Annual Fee
Applicant must be 18 years of age, have a U.S. address and a Social Security number. A minimum security deposit of $300 is required ($5,000 maximum).
1 Late payments and going over the credit limit may damage your credit history.
2 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.