American Express Card Features and Benefits
  • Chip-enhanced. Pay with confidence - Your chip Card comes with the comprehensive security and protection benefits against fraud.
  • Worldwide travel inconvenience insurance. Provides coverage in excess of other insurance for reimbursement due to a travel accident or travel inconvenience caused by lost or damaged baggage, baggage delay and trip cancellation / interruption (Does not apply to the Cash Rewards American Express Card).(1)
  • Luxury hotel program. Get access to complimentary amenities at our hand-selected collection of nearly 1,000 hotel properties around the world. In addition, take advantage of special savings of up to 20% off lowest available non-restricted rates at select properties (Does not apply to the Cash Rewards American Express Card).
  • Premium concierge. Gain access to your own personal concierge service (Does not apply to the Cash Rewards American Express Card).
  • Rental car insurance. Provides coverage in excess of other insurance against damage to or loss of a rental vehicle in the USA.(1)
  • Return protection. Provides return protection on designated items purchased entirely with the Card.
  • Extended warranty. Doubles the original manufacturer warranty up to a maximum of twelve (12) months on qualifying items purchased with the Card.
  • Zero fraud liability.(2) You are not liable for fraudulent purchases when your Card is lost or stolen.
  • Worldwide acceptance. Accepted at millions of locations worldwide.
  • Free extra card. Cardmembers can share benefits of Card use with an authorized user.
  • Entertainment access.(3) Purchase tickets to popular events before the general public, from American Express. (Does not apply to the Travel Rewards American Express Card.)


(1) Certain restrictions, limitations and exclusions apply. Please refer to your American Express Guide to Benefits for further details to determine if this auto rental coverage is right for you.

(2) Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

(3) During the specified sales period, tickets are available exclusively to all American Express® Card Members. Tickets must be purchased with an American Express Card. Offer is subject to availability. Not all seats are available and blackout dates apply. Offer valid in select cities.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

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