Consumer Card Features and Benefits

Please refer to the Visa Guide to Benefits, which is provided to new cardmembers and has complete details of the features and benefits.

  • Travel Assistance. To replace lost travel tickets, obtain medical and legal referrals.
  • Get Cash Fast. More than one million ATMs worldwide.
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • 24-Hour Cardmember Service. Available via toll-free number 24 hours a day/365 days per year.
  • Zero Fraud Liability.1   Cardmember is not liable for fraudulent purchases when card is lost or stolen.
  • Verified by Visa: Protects a cardmember's Visa card with a personal password while shopping online with participating merchants. for Verified by Visa, or view * additional details about Verified by Visa—it's fast, easy and totally secure.
  • Free Extra Card. Cardmembers can share benefits of card use with members of their family.


1Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

Column: OAD E OPROD ASV / OAD_PDAP.21.9.48