College Rewards VisaŽ Card
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If you're a college student, here's a card that will help you build your financial independence. Use your card wisely, pay your bills on time, make smart financial decisions and you will be well on your way to establishing a strong credit history.1


Rewards Program
  • Earn 1 reward point for every $1 in net purchases. Plus, you have five years to redeem points for rewards.2
  • Redeem your points for a wide variety of valuable reward options including, cash back, merchandise, travel and gift cards from your favorite retailers and restaurants.
  • Earn 500 reward points by enrolling in auto-pay.3
  • Earn 500 reward points by enrolling in e-statements.3
Cardmember Benefits

The College Rewards card comes with many valuable benefits including access to the interactive credit education website: Smart Credit Matters. See Consumer Card Features and Benefits for a complete listing of all card benefits.

Special Offers

Earn 1,000 bonus points after your first purchase.3

Purchase APR

Variable APR currently 12.74% to 17.99%.*  See Terms and Conditions for complete details.

Annual Fee

No Annual Fee

Minimum Requirements

Applicant must be 18 years of age and have a U.S. Address and Social Security Number.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1 Late payments and going over the credit limit may damage your credit history.

2 The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned.

3 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.  Enrollment bonus points will be applied 6 to 8 weeks after the first auto-payment has posted or after e-statement enrollment is received.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

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